for a limited time
Australian retirement planning, super and Age Pension estimates
Use Pension Pilot’s Australian retirement planning tool to explore household spending, super drawdowns, retirement timing and Age Pension estimates. Follow the guided inputs to create a plain-English educational report with assumptions and questions to check before making decisions.
What you get with Pension Pilot
Free guidance
Topic hubs for Age Pension, bridge years, retirement income, super timing and household expenses.
One free report
A plain-English PDF with assumptions, a timeline, pressure points and questions to take into advice. Currently FREE for a limited time.
Planning resources
Explore guides on Age Pension, bridge years and retirement income to identify questions for an adviser.
How Pension Pilot can help
A clear next step
Follow the guides and report preview to find a starting point for your planning questions.
A report you can review
Clear sections help you review your inputs, assumptions and questions before discussing them with an adviser.
Check the sources
Use the official-source links in our guides to check current Services Australia and ATO rules. Estimates depend on your inputs and assumptions.
A guided starting point
Start with the free guides and report preview, then review the current report offer when you’re ready.
Start your Australian retirement planning
Explore the Age Pension calculator guide, build a retirement income plan, or read about retirement planning for couples.
Age Pension guide
Age Pension age, income test, assets test and deeming in one place.
Bridge years
The gap between leaving work and reaching Age Pension age.
Retirement income
Income sources, spending pressure and drawdown trade-offs.
Retiring before pension age
Funding the years between stopping work and reaching Age Pension age.
Super timing
Preservation age, access timing and account-based pension choices.
Start your free check
Answer a few quick questions and get a personalised starting point for your retirement plan.
Common questions
What is Pension Pilot?
Pension Pilot is an independent educational retirement planning tool for Australian households. It is not a government service and does not provide personal financial advice.
How much does the retirement report cost?
The retirement report is currently free for a limited time. No account is required.
What does the report include?
The report covers your retirement timeline, spending pressure points, super drawdown assumptions, Age Pension estimates, and questions to raise with a financial adviser.
Is Pension Pilot a replacement for a financial adviser?
No. Pension Pilot is general educational guidance. Check the results against Services Australia, Moneysmart, the ATO, and a licensed adviser before acting.
Do I need to create an account?
No account is needed to get your report.